Halifax Nova Scotia Real Estate
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Halifax Real Estate Information
Assess Your Finances
There's no point wasting time and energy house-hunting before you know what you can afford. So your next step is to assess your finances:
- Compare buying with renting
- Learn about interest rates
- Research closing costs (This is where your Halifax real estate agent can really help. They can give you excellent information about the local tax rules and fees to expect.)
- Learn what the lenders consider as income (This is where you should contact a local bank such as Royal Bank, Scotia Bank, and CIBC, each will have slightly different rules about what they accept.)
- Understand the impact of your present debt payments
- Calculate the amount of your down payment
- Figure out how much you can actually afford.Further Information:
Planning Your Home Purchase
Checking Your Credit Rating
Pre-qualification and Pre-approval on a Mortgage
Becoming an Educated Buyer: Research Neighbourhoods
Becoming an Educated Buyer: Your List of Home Requirements
Assess Your Finances: Checklist
Assess Your Finances: Compare buying with renting
Assess Your Finances: Calculating the cost of homeownership
Assess Your Finances: What you can deduct
Interest Rates and How They Change
Closing Costs
Other Closing Costs
Figuring Out Your Monthly Income
Figuring Out Your Monthly Debt
Amount of Your Down Payment
How Much House Can You Afford?